About the Kempton Group

The Kempton Group has been an independent, family owned facilitators of health insurance benefits since 1969.

We’ve always been independent – not beholden to investors or ownership groups. We’ve also always been determined to put our clients first, but that became more and more difficult as healthcare evolved, insurance became a massive, oppressive influence and the whole system experienced extreme dysfunction.

Our watershed moment came in 2012.

As long-time industry insiders, we understood it was easier and more profitable to embrace the dysfunction rather than attempt to solve it. But that’s not who we are. We felt like we were an accomplice and decided to do something different.

A Passion for Revolutionizing Healthcare

We found like minded providers and employers and began bringing free-market principles – and a big dose of common sense – to this industry. This meant transparent, bundled pricing, clear benefits, no commissions or kickbacks and a host of other sensible (yet unheard of) practices designed to empower patients to make healthcare decisions based on actual value.

Since then, we’ve seen the movement we helped create – the Free Market Medical Association – grow by leaps and bounds, as more and more employers embrace this self-funded, transparent approach to caring for their employees.

The Free Market Medical Association

The Free Market Medical Association (FMMA) is leading the charge for transparency, free-market principles and fairness in healthcare. We’re doing this by looking at healthcare like any other market: A paradigm of bringing together willing buyers with sellers and facilitators in a transparent marketplace.

Health Insurance and Care Empowerment | Kempton Group


Patients & employers representing patients

I Am A Healthcare Provider | Kempton Group


Physicians, facilities, imaging, lab and other healthcare providers

I Am A Current Member or Employer | Kempton Group


TPAs such as the Kempton Group representing employers

The Kempton Group also invented a streamlined way for self-funded employers to work directly with free market-minded providers, which we call KPPFree™.

Schedule a Consultation

Interested in what we can do together to empower and educate your team to make the most of every healthcare dollar? Let’s talk. We can meet in-person, over the phone, or on Teams.

Meet our Team

People are at the heart of everything we do at the Kempton Group. No automated chats, bots or other technological frustrations – just real people, here to help you.

Media Hub

We’re big believers in the free-market medical movement, but we also know this commonsense approach is foreign to many. That’s why we publish numerous blogs, videos and more to help others understand.

Our Most Commonly Used Resources

These are Kempton’s most commonly used forms, handouts, guides and more.

Find Answers

Healthcare and insurance are a complicated world. We aim to demystify it and put control back in your hands. Check our FAQ for answers to common questions.

Let's Talk

The Kempton Group is a family owned and operated organization, with real people here ready to help you. Get in touch. We’re eager to hear from you.

Join the Kempton Team

Ready to make a real difference in healthcare – and in the lives of the clients we service? Check our job listings and see if there’s a good match for you.